Lotto Lower Saxony

Lotto Lower Saxony is the state lottery company in Lower Saxony. It is a member of the German Lotto and Totoblock and is officially called “Toto‑Lotto Niedersachsen GmbH”. It is one of a total of 16 lottery companies in Germany, each responsible for its own federal state. Around 180 employees work daily for Lotto Lower Saxony, ensuring transparent, secure and customer‑friendly operation of the state games and maintaining contact with numerous retail outlets. Lotto Lower Saxony’s portfolio includes the well‑known standard product Lotto 6aus49 with the add‑on lotteries Spiel 77 and Super 6, Eurojackpot, the annuity lottery Glücksspirale, KENO, plus 5, TOTO, BINGO, the NKL annuity lottery, and various scratch tickets.

How high are Lotto Lower Saxony’s processing fees?

Please note that you must always submit your entries directly to your state lottery company (i.e., Lotto NI if your primary or permanent residence is in the state of Lower Saxony). Playing online is usually cheaper — we recommend submitting your entries online, because:

Why pay more for the same service?

See for yourself — below we link to our detailed comparisons that include all online providers: the Lotto 6aus49 price comparison — lotto price comparison, for the European lottery Eurojackpot — Eurojackpot price comparison, for the daily lottery KENO — the corresponding Keno price comparison, and for the popular annuity lottery — the Glücksspirale price comparison, which are updated regularly. Please note that all information is without guarantee of completeness and accuracy; in case of doubt, please verify independently.

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Cut-off times at retail outlets

The Lotto 6aus49 draws of the German Lotto and Totoblock take place on Wednesday at 18:25 and on Saturday at 19:25. Typically, this results in retail cut‑off times on Wednesdays around 17:30–18:00 and on Saturdays around 18:30–19:00. These times vary between federal states because the state lottery administrations set the cut‑off times largely independently. For the online sales point of Lotto Lower Saxony, the following cut‑off times apply — for Wednesday Lotto: 18:00 and for Saturday Lotto: 19:00.

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Prize collection and payout in Lower Saxony

Until recently, lottery players in Lower Saxony had to assert their prize claims within 13 weeks of the draw date (or from the date of last participation for multi‑week tickets) by presenting a valid receipt; otherwise, the prize expired. This short period had been uniform for all German state lottery companies. Changes in legislation led to the most recent change in the terms of 05.01.2016, effective for draws from Wednesday, 03.02.2016. Now §VI states: “The assertion of claims from a gaming contract is not subject to a specific period. Notwithstanding this, claims from a gaming contract are subject to limitation in accordance with statutory provisions.” As a rule, players now have up to 3 years (possibly until the end of the respective calendar year) to assert their claims — a significant improvement over the previous 13‑week period. In Lower Saxony retail outlets, only prizes up to €500 are paid out. For higher amounts (practical tip — even for a few hundred euros, a small neighborhood shop may not have enough cash on hand; it’s advisable to ask in advance), a written prize claim must be submitted (available at every lottery outlet). Alternatively, you can also visit the headquarters of the state lottery company in person:

Payout can also be made by standard bank transfer. It’s therefore much more convenient to submit your ticket online. Your receipt cannot be lost and the prize is automatically transferred to your bank account. In addition, as seen in the comparison tables, you can benefit from lower processing fees!

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Lotto Lower Saxony customer card

The LOTTO customer card from Lotto Lower Saxony is called the LottoCard. It is available at any LOTTO shop in Lower Saxony and costs €5 for 2 years; it can be extended for another 2 years at the same price. This card is required especially for ODDSET, TOTO and KENO, where personal identification has been mandatory since 2008 for reasons of problem‑gambling prevention and youth protection. The LottoCard also offers additional services such as transferring all prizes to the specified reference account — even if you should lose your receipt!

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Glücksspirale annual ticket

Lotto Lower Saxony has long offered the annuity lottery Glücksspirale as an “annual ticket” (available only in regular retail outlets and not online). As in Bremen, only a so‑called one‑fifth ticket is offered (stake €1 instead of the regular €5 with proportionally lower winnings). The processing fee for an annual ticket is a one‑time €1.00.

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